Bitcoin is up 4% at $13,911
Ethereum is up 3% at $390
and XRP is up 2% at 24 cents

Top gainers in the last 24 hours:
Ampleforth up 21%
Stacks up 15%

Bitcoin turns 12 today. The Bitcoin white paper was published October 31, 2008.

Ripple paid 9.3 million in XRP incentives to MoneyGram in Q3.

Verizon unveils "Full Transparency" blockchain backed effort.

Overstock(.)com touts possibility of VOATZ

MakerDao members vote today on a safeguard against flash-loan voting attacks.

Links:

• Updates - Flash Loans and securing the Maker Protocol - Updates - MakerDAO
• Overstock Touts Voatz Blockchain Voting App as Solution to US Election Fracas - CoinDesk
• MoneyGram International Reports Third Quarter 2020 Results | Moneygram International Inc
• Verizon’s ‘Full Transparency’ launches blockchain verification for news releases | About Verizon

Bitcoin is down 2% at $13,044
Ethereum is down 2% at $383
and XRP is down 2.5% at 24 cents

Top gainers in the last 24 hours:
Digibyte up 18%

A flash loan was used to vote in a governance mechanism for MakerDAO.

Michael Saylor discusses personal BTC holdings.

Dry season brings Chinese miners' hash rate down 10%

Links:

• [Urgent] Flash Loans and securing the Maker Protocol - Updates - MakerDAO
• Michael Saylor on Twitter: "Some have asked how much #BTC I own. I personally #hodl 17,732 BTC which I bought at $9,882 each on average. I informed MicroStrategy of these holdings before the company decided to buy #bitcoin for itself." / Twitter
• Bitcoin hash rate drops over 10% as Chinese miners migrate to fossil fuel plants - The Block

Bitcoin is up 1.5% at $10,886
Ethereum is up 3.5% at $367
and XRP is up 2% at 24 cents

Top gainers in the last 24 hours:
Celsius Network up 20%
Digibyte up 17%

Data management firm Fluree raises $2.5 million in additional VC funding unlocking a $1.5 million defense contract.

BitFlyer’s European arm is opening up tokyo-based liquidity for european bitcoin traders.

Thomas J Gity has been charged with scamming investors in a Florida crypto-trading scheme.

The SEC has levied a cease and desist against Salt Lending over their 2017 ICO.

MakerDAO adds Chainlink, Loopring and Compound as collateral options.

Links:

• MakerDAO Adds Chainlink, Compound, Loopring as Collateral Options | Nasdaq
• Thomas J. Gity, et al. (Release No. LR-24930; Sep. 30, 2020)
• Data Management Startup Fluree Unlocks $1.5M Air Force Contract With Latest VC Raise - CoinDesk
• SALT SEC ICO filing

India: Crypto-a-Go-Go

BitGo Wants Institutional Biz

EY, Microsoft and ConcenSys Launch Baseline Protocol on Ethereum Mainnet

Links:

• Indian Crypto Exchanges Resume Fiat Services 24 Hours After Supreme Court Ruling
• BitGo Launches Its First Institutional Crypto Lending Service
• Microsoft, EY and ConsenSys Tout New Way for Big Biz to Use Public Ethereum - CoinDesk